Finance

Staddons are able to offer the following finance products from Black Horse & other selected finance houses subject to status: Hire Purchase, Personal Loans, Contract Hire, Personal Contract Purchase & Payment Protection Plans. Quotations available on request. We can also offer the following insurance based products: Extended Mechanical Warranties, Guaranteed Asset Protection, Roadside Assistance / Recovery & MOT Insurance. We are regulated by the Financial Services Authority & our F.S.A registration number is 305303

How Do I Apply For Finance On A Car I Want To Buy From Staddons?

Well that's where we can help. Applying for finance is pretty straight forward, to apply for finance we would normaly need to know your name, address, age, employment details and bank account details. Most finance companies would require 3 years of traceable address history and generally 3 years employement history. Now not everyone will have been in work for 3 years or have 3 years of traceable addresses, so don't worry if you haven't we can still propose finance on your behalf! What if i'm retired or not working or self employed can i still apply for finance? Of course being retired self employed or not working doesn't mean that you would be precluded from applying for finance on a car! Do i have to disclose my income & assets, what sort of documents would i have to produce? Normally we wouldn't need to know your income or assets, although we would need to have proof of who you are. The most widely accepted proof document is your driving licence with photo card if you have one, sometimes we might also require a utility bill or bank statement dated within the last 3 months in your current address. For an informal discussion please feel free to contact us.

What Are The Finance Options For Buying My Car?

Some of the most popular forms of finance open to people looking for a new car are HP, PCP & personal Loans. Hire Purchase is usualy one of the most straightforward means of purchasing a car. HP is where you make monthly repayments on the car for a set period of time, after which time the car becomes your property. Another similar form of finance is PCP (Personal Contract Purchase) this is where you make monthly repayments on the car and a balloon or GFV payment is deferred to the end of the agreement. Once the term comes to an end you can pay the balloon payment and keep the car, change the car for another vehicle and continue making repayments, or return the car to the finance company and pay nothing more. Make sure that you look at all of the finance options available to you, you are welcome to contact us or come to our showrooms to discuss your requirements further.

I want to purchase one of your cars using finance what do i do now?

Congratulations!! Simply call into our showrooms or contact us and we will discuss your finance requirements & the options available, we'll complete the finance proposal on your behalf and guide you through your purchase.  Can i arrange my own finance to purchase a car from Staddons? Yes of course, if you have a prefered lender who you have an existing relationship with & wish the finance house to fund your purchase from us thats perfectly ok. We are happy to provide a comparitve car finance quotation for you, simply contact us with the details of the amount you want to borrow, the loan period & the term (we can only write finance business for vehicles that we supply).